Multi-Asset Funds Disrupt Traditional Income Models as Fixed Income Falters

The era of reliable bond yields and static 60/40 portfolios is crumbling. With inflation eroding purchasing power and interest rate volatility undermining traditional fixed income, investors are turning to Multi-Asset Funds (MAFs) for shock-resistant income. These actively managed vehicles leverage equities, commodities, REITs, and crypto assets like BTC, ETH, and SOL to dynamically rebalance risk exposure.

Exchanges such as Binance, Coinbase, and Bybit now facilitate exposure to MAF-linked instruments, blending traditional finance with digital asset liquidity. The strategy’s appeal lies in its ability to pivot across uncorrelated assets—from blue-chip stocks to altcoins like Doge and SHIB—during market dislocations.

‘The old playbook is broken,’ says one portfolio manager. ‘MAFs don’t just diversify—they adapt.’ This shift coincides with institutional adoption of crypto-traded funds, where tokens like FIL and DOT serve as non-traditional yield generators alongside conventional holdings.